AI Tools Hub
Tool comparison· 1 min

Warp vs Zed — terminal-first or editor-first

Prices checked on each vendor's pricing page in November 2026.

AI Tools Hub Editorial · published · updated

The short version

  • Migrations, log spelunking, build failures — Warp
  • Most of the day writing code — Zed
  • Want the AI off, or your own key — Zed, free and unlimited on Personal

Pricing

WarpZed
FreeTerminal free, AI pay-as-you-goPersonal free forever, unlimited with your own key
Entry paidBuild $20/mo ($18 annually)Pro $10/mo
Included usage$20 of agent usage at API rates$5 of tokens
TeamBusiness $50/user/moBusiness $30/seat/mo
Checked November 2026.

Warp bills included usage at API rates with no markup, so the number on the invoice is explicable. Zed's $10 Pro includes $5 of tokens, meaning half is a platform fee.

Design philosophies are opposed

Warp rebuilt the terminal around agents and added @Warp mentions from Slack, Linear and GitHub, so work can be started without being at the machine. Zed built an editor and made the AI optional — you can turn it off entirely and still have the fastest editor in the list.

The security conversation

Zed's default-off AI with bring-your-own-key is materially easier to take through an internal review than a tool where code leaves by default. That is a procurement advantage, not a feature.

FAQ

Can I use both?

Yes, they do not overlap. But paying for AI in both is $30 a month; pick where your work actually happens.

Related

More articles